I just want to thank you to Mr Malcolm Ruthven for his excellent service. He is amazing in his profession.

Malcolm is incredible!

Malcolm was awesome and he did a fantastic job! He was very patient with me and the ton of questions I had. He was very thorough in his explanations to me. He always made time when I needed to talk to him. Very professional and super nice. I highly recommend Malcolm Ruthven for anyone's bankruptcy.

Laurie Huber

Malcolm Ruthven was my attorney for a recent Chapter 7 bankruptcy, caused by a serious acute illness(I'm 75 and usually in great physical shape, but, by the time my illness had passed, bankruptcy was my only rational choice). Malcolm handled my whole case with consummate professionality, Incredible documentary preparation, ease of communication, and, I think, extra understanding of older guys like me.

I highly recommend Malcolm's legal services to anyone in financial difficulty.

Malcolm did an amazing job of helping me through this scary process. Even with some snags on my part, he was super-patient and helpful, and I finally have the fresh start I need to get on with my life. Thanks, Malcolm!

We had a wonderful experience with Malcolm Ruthven!
We couldn’t have been more pleased! From the very first interaction via email to the complimentary call that he offered us, we felt a warm easy connection.

He is the kind of man you want on the other line when discussing the stressful and embarrassing topic of not being able to keep up with your bills and debt. My mom and sister and I had a complimentary call with him to explore my mom’s options after having 2 aneurysms and a stroke and not being able to pay off her debts.

He felt like a deeply caring family friend who listened with great empathy and understanding. He let us speak and explain all that we wanted to share with him, and we didn’t feel pressured to keep it quick. There was absolutely no sense of rush or that the clock was ticking.

He spent an entire hour on the phone with us listening, asking good questions, explaining the law and what we could expect if my mom filed​ for bankruptcy, and much to our delight gave us great advice on how to proceed without charging us a penny or pressuring us to hire him.

When we asked how much it would cost to hire him​, he was very upfront about what his fees are and what it would cost to file for bankruptcy.

Malcolm said he’d be happy to hold our hand through ​the process if we chose to go down that path, but recommend that we save ourselves the money by offering up a potential free solution. He generously provided us with a form letter that he’d written and used with other clients. He explained that we could use it to send it to the creditors explaining that my mom was a senior, and was disabled due to her aneurysms and stroke and that she would not be able to pay her debts.

Did I mention that he gave us this letter GRATIS!!
An hour long call and a solution at absolutely no cost to us!! Never in my wildest dreams would I have expected this.

We not only felt the generosity of Malcolm’s time and expertise ​but also felt the generosity of his heart!

We are so grateful to him!!

We will not need to hire him after all, because he provided us with a great solution that will cost us nothing. But if my mom were to have to file for bankruptcy we’d absolutely be going to Malcolm! He is great!!

Thank you, Malcolm,​ for your kindness and being so giving of your time and heart and expertise!

Malcolm did a wonderful Job for me. I was very stressed undergoing the financial upheaval I was in and he helped me tremendously calm down and assured that the process would go well and it did, seamlessly. I am grateful I found him. His professional expertise is certainly one to be commended.

Mr. Ruthven was always gave me quick responses and answered my questions thoroughly and knowledgeably. He made it as easy as possible. Had to only meet once before the court date. Most everything was done via email which made it very convenient. Everything went off without a hitch. Highly recommend Malcolm Ruthven.

I can't say enough about how working with Malcolm helped me through the bankruptcy process. His knowledge and expertise in bankruptcy law is obvious as he guides you through the process. As well as being a great bankruptcy attorney, he is also a very kind, sincere person who truly wants to help people get back to a normal life without the constant worry of financial problems. I would recommend him to anyone considering filing bankruptcy. He helped every step of the way.
Paula P.
Novato, CA

Malcolm is great! I highly recommend him!

I did my bankruptcy with Malcolm. I was so nervous and embarrassed. No one wants to or plans on bankruptcy. From the minute I reached out to him till the completion of my bankruptcy, he was amazing. He would respond within hours of my emails. he is very thorough. Which I so appreciate. When I went to court, almost every case I saw the lawyers were no as prepared or as thorough, I felt bad for the people. No one wants this hanging over their head any longer than they have to. I strongly recommend Malcolm. You are in great hands!!

I am so happy we found Malcom as our attorney. He helped us save so much money in the proceedings,other attorneys we checked with didn't come up with the ideas Malcolm did that was so helpful.

He always responded promptly to any emails or phone calls, always answered questions clearly and was as helpful as could be.

There were never any hidden fees or surprises. We highly recommend Malcolm Ruthven for all your attorney needs in his field.