It was a rough start for me this whole experience was hard to accept but Ryan Wood was great. He's a very cool person, his words and encouragement were critical to me because I felt defeated having to go through with this. At the end Ryan totally had my back and made me feel good about my decision to file as well as always reminded me that this will help give me options for growth in the future and in no way will have a negative affect. I'm married and filed without my spouse!!!
Thank you so much Ryan.... God bless!

My once low-interest-rate payment on my credit card spiraled out of control; they started charging over 22% interest monthly on my cards. I tried and tried to make all the payments until I realized this is an uphill battle that is getting worse each month. I reached the point that I did not have enough money monthly to pay them now. I called my creditors asked them if they could lower the interest rate back to the 6.99% or lower than what it is currently; explained that I was struggling to make the payments at this time; all I heard was No we cannot do that. I must say, I was so worried about the thought of filing bankruptcy. I was scared and I felt bad to have to do this to my creditors but they were not willing to work with me. I then decided to research bankruptcy attorneys. I called a few many had a recording asking me to leave a message, during my search online I came across The Law Offices of Lin & Wood they have an office in Redwood City and Fremont. I live in Hayward so the Fremont office worked for me. I then went on the Better Business Bureau website to see if they were an Accredited Business and if they had any complaints filed against them? I also wanted to see the rating giving to them by the Better Business Bureau. I was thrilled to see they were Accredited and holds an A+ rating; I felt good knowing this information. I guess my biggest concern was if I was going to file I needed to feel comfortable with the law firm that would walk me through this huge endeavor I was about to undertake financially. I was confident with their BBB A+rting I located the best firm in the east bay. On my first attempt to call the office Mr. Ryan Wood answered the phone; I explained my situation and the urgency to get this started. He listened without interrupting me, when I stopped he started providing me with the needed information. He also squeezed me into his schedule the same day I was truly impressed. I met with him he explained everything in a way that was easy for me to understand what was going to happen step by step. I retained him that day; he instructed me to gather the latest invoice for all my credit cards as well as any other debt I am obligated to pay then turn it into him. He informed me I had to fill out a monthly expense sheet that he would provide; this expense sheet assists him in determining what type of bankruptcy would be best for me to file chapter 13 or 7. I have to admit Mr. Ryan wood told me the truth; each step happened just like he said they would. I am pleased to say I now live comfortably without worrying how am I going to pay my bills any longer and I do not have any creditors sending me letters or calling my phone or work. He does allow you some time I believe it was 60 days to pay the full down; he explained the case would be on hold not being worked until they received the full down payment. I decided I needed to pay this now to get the ball rolling even if I had to borrow it; I didn't want any wage garnishments to start? I did pay it in full within a day; three months later I met him at the courthouse in Oakland; shortly following the court appearance my bankruptcy case was done. Thanks to Mr. Ryan Wood I am now living a stress-free life. He is truly the best and has a vast amount of experience in bankruptcy law!! You're in good hands if you retain him. I hope this review helps calm your nerves; I know how nervous I was at the beginning stages. Good luck!

Ryan was great to work with he's straight forward!! First time that I had to hire an attorney and was little hesitant in looking for one because of getting scammed out my money, but am glad I went to the Law office of Lin & Wood. Ryan kept me updated with my case great communication. When I first met Ryan he was layback and you can tell he was there to hear you and help you easy to work with great services couldn't be happier with the end result glad that I filed my bankruptcy here . Also gives great advice and a funny guy!!! I would highly recommend this Law firm and Ryan!!

Thanks again Ryan you the man!!!

Ryan was great to work with. He's patient, attentive, and will walk you through every step of the way. Most importantly, Ryan really cares about his clients. I was blessed to have found him and have him represent me in such a difficult case. Thanks again Ryan!

They worked with me well even though I had some personal challenges to deal that complicated the process a little. Their communication with me was excellent with questions concerns. They even helped me open a checking account for the first time in around six years. I highly recommend them. You will get the quality service for what you pay for and more.

Ryan and Kitty did me and my wife's estate planning including a living trust, pour-over wills and advanced healthcare directives. I went through all of this when my parents did this with their lawyer - and the process wasn't near as easy or as quick as it was with Ryan and Kitty.

Ryan will ask you the questions you need to consider to put things in writing - so that you're covered. He's a trusted advisor for decisions that will impact your family should, God forbid, the worst happen.