Great Bankruptcy attorney. I would highly recommend Mr. Neil to anyone needing to file bankruptcy and other legal matters like closing on a home etc.. I didn't know him before I walked into his office. I did a web search and he was one of several that came up in the search results. I had already called several Attorneys before I got to him but no one answered. Not even a receptionist. They all sent me to an answering machine. When I got to Mr. Neil's number he personally answered (that was a good sign) I told him I was nervous about filing bankruptcy because I had a great 720 credit score but my financial situation had taken a dive and now I make a lot less than I use to plus the government said I owed them $10k in taxes which forced me into his office. After talking with him, I wasn't nervous anymore. He explained everything so clearly and plainly that even a bird-brain could understand. I learned more in 30 minutes from Mr. Neil than I did from several weeks of internet research. I came in his office thinking I would be filing chapter 13 because I wanted to keep all my valuables and therefore I would be required to make 5 years worth of payments to the court. That sucks! I definitely didn't want to file chapter 7 because from my research, I concluded they take most of your stuff of value and liquidate it and give the money to the creditors when you file chapter 7. Well, that turned out to be wrong. Mr. Neil gave me great legal advice informing me that I could actually file chapter 7 and I could keep everything including my Porsche and be completely discharged in 60 days and never have to make any payments. I trusted him and in the end he proved to be ligit. He saved me from 5 years of bankruptcy payments and I kept all my property. Why would anyone file chapter 13? Answer: They went to the wrong attorney!